This government document is issued by Division of Insurance (DOI) for use in Massachusetts
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https://www.mass.gov/doc/2008-08-guidelines-for-the-submission-of-form-rate-and-rule-filing-materials-for-review-by-0/download?_gl=1*yo2umy*_ga*MTY2NTg2Nzk5LjE3MzE2NzIwODE.*_ga_MCLPEGW7WM*MTczMTY3MjA5NS4xLjEuMTczMTY3NDgyNC4wLjAuMA..&_ga=2.39429093.790269867.1731672081-166586799.1731672081